National Senior Savings

They Want You To Be On A Medicare Advantage Plan

Why do they want you on a Medicare Advantage Plan? They want you to be on a Medicare Advantage Plan because it is more profitable for both the Insurance Companies and for the Government. I know…that sounds crazy right? No, and here is why. So when you join a Medicare Advantage Plan and basically leave the government Medicare system to allow a private Insurance Company to manage your Medicare, you are basically off Medicare’s books. That means less administrative cost for the government. They basically pay the Medicare Advantage Company a monthly fee and you are all theirs(more on the […]

February 2018 Medicare Changes

February 2018 Medicare Changes So what kind of changes are coming to Medicare in February of 2018 you ask? It is the Medicare Advantage Disenrollment Period So did you make a bad choice during open enrollment and now your having the buyer blues? Well don’t be sad for very long because you can now pick whats behind door number two… That is right, for a limited time you can make a deal and get rid of that nasty network driven high out of pocket Medicare Advantage and trade it in. What’s behind door number two? Great question and here comes […]
Medicare Increases

Medicare Recipient Cost Changes for 2018

by MarkG
Medicare Recipient Cost Changes for 2018 It is that time of year again for the annual change in co-payments for Medicare recipients. So what does that mean exactly for you? That means modest price increases for those Medicare recipients who choose to stick with Original Medicare Part A and Part B. Although the increases are not much it is still a price increase that you could potentially avoid by choosing a Medicare Supplement or a Medicare Advantage Plan. Original Medicare Price Increases Key facts to remember is that with a Medicare Supplement you will likely not be responsible for any […]

Help Me: I Chose The Wrong Medicare Advantage plan

If You Choose Wrong…Make Another Choice Recently I had a Medicare Advantage Client call me and state “I chose the wrong Medicare Advantage Plan”. That is not an uncommon thing to hear during the Annual Enrollment Period (AEP) which runs October 15th-December 7th every year. But, the best news is you do not have to panic. A fact most consumers do not know is the last plan you choose before December 7th is the plan you will have January 1st. If there were 15 Medicare Advantage Plans where you live and you chose to enroll in a different plan every […]
Medicare Part D

Medicare Part D 2018

Medicare Part D 2018 Here are a few highlights of the defined standard Medicare Part D plan changes from 2017 to 2018. The chart below shows the changes in defined standard Medicare Part D design for plan years 2014, 2015, 2016, 2017 and 2018. The CMS “Part D Benefit Parameters for Defined Standard Benefit” is the minimum allowable Medicare Part D plan coverage. However, CMS does allow Medicare Part D plans to offer a variation on the defined standard benefits (for example, a Medicare Part D plan can offer a $0 Initial Deductible). Initial Deductible: will be increased by $5 to $405 […]

5 Things To Know For 2018 Enrollment Podcast

by MarkG
In this Podcast I give a quick breakdown of 5 Fast facts that will have anyone have a successful enrollment for the 2018 Medicare season. Keep it quick, keep it simple, and if all else fails call us at 800-708-5810.
Linda Abbit

Linda Abbit: The Conscious Caregiver

by MarkG
Who Is Linda Abbit? Linda Abbit is a baby boomer and family caregiver with more than twenty years of hands-on experience. She is founder of Tender Loving Eldercare, an online community that provides coaching, support, and inspiration for family caregivers. Linda believes caregivers benefit greatly by practicing self-care daily. She holds a Master’s degree in Education, worked in the eldercare industry, and volunteered as a support group leader for her local branch of the Alzheimer’s Association for many years. She continues to be an advocate for older adults, especially those with dementia and Alzheimer’s disease. In 2009, Abbit received Caregiving.com’s […]
Medicare AEP 2018

5 Facts You Need to Know for 2018 Annual Enrollment Period

Annual Enrollment Period Dates So always remember that the Annual Enrollment Period (AEP) last from October 15th through December 7th every year. It is the period when you can enroll, change your plan, or drop your plan. Listed below are 5 Facts you need to know to make your AEP successful. AEP Is Primarily for Medicare Advantage and Part D Prescription Plans Every year the current 56 million Medicare recipients get an opportunity to make changes to their plans. The only plans restricted to making changes during this period are Medicare Advantage or Part D Prescription Plans. Let’s say you […]
Doctor and Patient

Old and Sick in America: the Journey through the Health Care System. Dr. Muriel Gillick

by MarkG
Old and Sick in America: the Journey through the Health Care System I begin where most patients begin their health care journey, with a visit to the doctor. For the majority of older individuals, this means seeing a primary care physician, usually an internist or a family practitioner, in an office setting, so Part I is concerned with care in the office. Chapter 1 focuses on the specific experience of a particular patient—my father-in-law, Saul. What it was like for him, sometimes positive, sometimes not so positive, highlights some of the crucial aspects of being a patient as it is […]

Scope of Appointment AEP

What is Medicare Scope of Appointment?   The Medicare Scope of Appointment is a form which Medicare beneficiaries must complete to designate, prior to their appointment with an agent, exactly which items they wish to discuss. In other words, this form is how you tell your agent which things he or she can present to you. The form serves to protect you from unwanted solicitation. The background of the form is kind of interesting. Medicare Part D When Part D was rolled out in 2006, it was the first retail drug coverage offered to people on Medicare. Prior to that, […]
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