If You Choose Wrong…Make Another Choice Recently I had a Medicare Advantage Client call me and state “I chose the wrong Medicare Advantage Plan”. That is not an uncommon thing to hear during the Annual Enrollment Period (AEP) which runs October 15th-December 7th every year. But, the best news is you do not have to panic. A fact most consumers do not know is the last plan you choose before December 7th is the plan you will have January 1st. If there were 15 Medicare Advantage Plans where you live and you chose to enroll in a different plan every […]
Medicare Part D 2018 Here are a few highlights of the defined standard Medicare Part D plan changes from 2017 to 2018. The chart below shows the changes in defined standard Medicare Part D design for plan years 2014, 2015, 2016, 2017 and 2018. The CMS “Part D Benefit Parameters for Defined Standard Benefit” is the minimum allowable Medicare Part D plan coverage. However, CMS does allow Medicare Part D plans to offer a variation on the defined standard benefits (for example, a Medicare Part D plan can offer a $0 Initial Deductible). Initial Deductible: will be increased by $5 to $405 […]
In this Podcast I give a quick breakdown of 5 Fast facts that will have anyone have a successful enrollment for the 2018 Medicare season. Keep it quick, keep it simple, and if all else fails call us at 800-708-5810.
Who Is Linda Abbit? Linda Abbit is a baby boomer and family caregiver with more than twenty years of hands-on experience. She is founder of Tender Loving Eldercare, an online community that provides coaching, support, and inspiration for family caregivers. Linda believes caregivers benefit greatly by practicing self-care daily. She holds a Master’s degree in Education, worked in the eldercare industry, and volunteered as a support group leader for her local branch of the Alzheimer’s Association for many years. She continues to be an advocate for older adults, especially those with dementia and Alzheimer’s disease. In 2009, Abbit received Caregiving.com’s […]
Annual Enrollment Period Dates So always remember that the Annual Enrollment Period (AEP) last from October 15th through December 7th every year. It is the period when you can enroll, change your plan, or drop your plan. Listed below are 5 Facts you need to know to make your AEP successful. AEP Is Primarily for Medicare Advantage and Part D Prescription Plans Every year the current 56 million Medicare recipients get an opportunity to make changes to their plans. The only plans restricted to making changes during this period are Medicare Advantage or Part D Prescription Plans. Let’s say you […]
Old and Sick in America: the Journey through the Health Care System I begin where most patients begin their health care journey, with a visit to the doctor. For the majority of older individuals, this means seeing a primary care physician, usually an internist or a family practitioner, in an office setting, so Part I is concerned with care in the office. Chapter 1 focuses on the specific experience of a particular patient—my father-in-law, Saul. What it was like for him, sometimes positive, sometimes not so positive, highlights some of the crucial aspects of being a patient as it is […]
What is Medicare Scope of Appointment? The Medicare Scope of Appointment is a form which Medicare beneficiaries must complete to designate, prior to their appointment with an agent, exactly which items they wish to discuss. In other words, this form is how you tell your agent which things he or she can present to you. The form serves to protect you from unwanted solicitation. The background of the form is kind of interesting. Medicare Part D When Part D was rolled out in 2006, it was the first retail drug coverage offered to people on Medicare. Prior to that, […]
The New Senior Man: Exploring New Horizons, New Opportunities fills a gap that is already huge –and growing. Where do men fit into the astonishing changes in both life expectancy and visibility of the aging boomers among us? Unlike women, who move into retirement years with a network of friends and intimates cultivated over decades, men, for the most part, do it alone. Changes in women’s lives and in the culture have brought changes for men who were told to “man up” since they were toddlers. Having faced that challenge throughout their lives, it’s time now to do it again: […]
As a Medicare beneficiary, you have a multitude of choices to make. From my experience dealing with frustrated Medicare enrollees, I can tell you that selecting the right Medicare Part D Plan is one of the most important. If you make the right choices, they can save you huge sums of of money and headache, while ensuring you have access to the medications you need. Why we needed a Part D benefit These are people who enrolled in Part D because prescription drugs have historically been one of the expenses that were most concerning to beneficiaries. (About $1 of every $6 Medicare […]
Everyday Millions of Medicare Recipients are not using a benefit they are entitled to. Up to 85% of all individuals qualified to have the government pay their Part B premium are not taking advantage of this little known benefit. Apply today and get as much as $1600 back as an individual and $3200 as a married couple. That is right, real money back in your account. Think of the home repairs, vacations, or pay off some bills you could do with that cash if you qualify. We tell you how and it’s absolutely FREE!